Start Watching for Sale Items

If you don't subscribe to the Sunday paper, you might want to pick one up over the next few months. Set aside 10 minutes every Sunday to glance through the ads and coupons. If you find an item on your list, snag it while it's on sale. Otherwise, what's probably going to happen is that you'll run to the store on the 24th and pay too much on a gift you don't want to buy.Our personal goal is to have all our Christmas shopping done by the last day of November. That way we don't have to fight against the holiday crowds.