Warnings

Learn to make your money work for you. Working a lot and spending every penny you make is NOT working smart!
When you can work, do. Dont slack or allow time to run out so that youre rushing at the end to meet a deadline. When you finish early, if nothing else has come in, you can go play or rest. Dont do it in the middle of the job on a frequent basis.
When youre sick, stay home and rest until you are well. You make too many mistakes when youre ill or tired to call thatworking smart.