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Cookies are pieces of data assigned by a web server to the browser on your PC. Cookies help websites keep track of your preferences and recognize return visitors. So, when you return to a website you ve visited before, your browser gives this data back to the server. Five Points Bank uses cookies to make your online experience richer and more personalized. As a matter of security, we do not embed your social security number or account number(s) in our cookies. Cookies, by themselves, cannot be used to find out the identity of any user.You cannot bank online without cookies. You can set your browser to reject cookies. However, if you choose to reject cookies, you cannot bank online with Five Points Bank. Browsers that reject cookies may not be able to log on to your favorite sites or use the features you like most within those sites.