precautions while using internet banking

Neither the police nor Banks ever contact you to ask you to reveal your online banking or payment card PINs, or your password information. Look for the padlock found in the lower right corner of your screen. If the page is legitimate, by clicking on the padlock, you can view the security certificate details for the site. A fraudulent site will not have these details.

Dont use the embedded links in any e mail to get to any web page. Type the link address (URL) in your web browser. Check your bank and credit card statements regularly to ensure that all transactions are legitimate. Type in our web address yourself to ensure you are transacting with our server.

Avoid use of cyber cafs / shared PCs to access internet banking site. Contact Summerland & District Credit Union immediately if you suspect someone has gained knowledge of your PAC/PIN, or if you suspect any loss, theft or unauthorized use of your account.

Update your PC with latest anti virus and spy ware software regularly. A suitable firewall installed in a computer to protect your PC and its contents from outsiders on the internet is recommended. You are required to use the certificate, security card and other security means provided by the bank. When accessing Internet Banking,you musts operate the anti hacking program provided by the bank s website.

Do not store your ID / PIN in the Internet Explorer Browser. Refrain from making e banking transactions at Internet cafes and other public places. If you do e banking, delete relevant information thoroughly after making transactions.

Keep changing your password at least once a month. And remember it! When making Internet banking transactions, if the transaction has stopped due to communication failure, You will be required to inquire and confirm the transaction details.

If your bank has logged in panel, check the panel whenever you log in. If you notice irregularities (like you are logging in after two days, but the panel says you logged in that morning!), report the matter at once to the bank and change your password immediately.

Dont open, run, install or use programmes or files obtained from a person or organization you do not know or from someone who is not a reputed vendor. While making important decisions about investment of your money, you should take adequate precautions to ensure the funds are safe and earn desired returns for you.

Keep your operating system (e.g.Windows 7) and web browser (e.g. Internet Explorer) up to date. Flaws are often found in these products and the manufacturers will issue patches to correct the problem. Visit your operating system and browser manufacturers website to ensure you have the latest updates. For example, Internet Explorer users should visit the Microsoft website.

Use a personal firewall and anti virus software to prevent unauthorised access and viruses being downloaded onto your computer. A personal firewall is software that protects your computer against abuse from hackers and warns you if someone tries to gain access to your computer. This type of protection is very important for computers that have a permanent internet connection, e.g. with an (A)DSL (broadband) or cable connection.